The waiting period for the CoSuWA Kenya General Last Expense Cover is as follows:
Members below 70 years — 6 months waiting period
Members aged 70 years and above — 12 months waiting period
Benefits can only be claimed after the waiting period has been successfully completed.

The membership age requirements are:
Principal Member: 18 – 65 years
Children: Below 18 years
Parents/Dependants: Below 70 years
All applicants may be required to provide valid identification documents during registration.

In the unfortunate event of death, the following procedures should be followed:
-The death should be reported to CoSuWA Kenya immediately after confirmation.
-The next of kin or family representative should submit:
-A copy of the deceased’s original identification document (ID/Birth Certificate)
Burial Permit
-Death Notification or Death Certificate (where available)
Membership details of the principal member
-Any other supporting documents requested by the welfare office
Claims will only be processed after verification of all required documents.

-Every member must register using accurate and truthful information.
-Monthly contributions should be paid on time to maintain active membership status.
-Members with outstanding balances may have their benefits suspended until payments are cleared.
-Any change of dependants, phone number, or next of kin information should be communicated to CoSuWA Kenya immediately.
-Members are encouraged to participate in meetings, welfare activities, and organizational programs.
-Fraudulent claims or falsified documents will lead to immediate disqualification from benefits and possible termination of membership.
-CoSuWA Kenya reserves the right to review and amend membership policies when necessary, with proper communication to members.